Tailored for Government Employees: Enjoy benefits exclusive to federal and postal employees, including faster approval times and often more favorable interest rates.
No Credit Check Options: Many lenders offer allotment loans without requiring a credit check, making them accessible to a wider range of applicants.
Flexible Repayment: Choose from various repayment options, including convenient payroll deductions to ensure on-time payments.
Online Application: Apply from the comfort of your home or office with our simple, online application process.
Apply Online: Fill out our secure online application form.
Quick Approval: Receive a decision in minutes.
Funds Disbursed: If approved, funds will be deposited directly into your bank account.
Loan Amounts and Terms
- Flexible Loan Amounts: Choose from a range of loan amounts to suit your specific needs.
- Competitive Interest Rates: Enjoy competitive interest rates tailored to your financial situation.
- Flexible Repayment Terms: Select a repayment plan that works best for you.
Benefits for Federal and Postal Employees
- Convenience: Automates payments and savings.
- Consistency: Ensures timely payments.
- Budget Management: Helps in planning and managing expenses by deducting directly from income.
Can I qualify for payroll allotment loans if I have bad credit?
Yes, you can often qualify for payroll allotment loans even if you have bad credit.
Here’s why:
- Guaranteed Repayment: Allotment loans are often backed by your employer’s payroll, meaning the lender is more assured of repayment.
- Focus on Employment: Lenders may prioritize your job stability and income over your credit history.
- Specialized Lenders: There are financial institutions that specialize in loans for federal employees, often offering more flexible terms for those with less-than-perfect credit.
Federal Agencies We Support
Serving the federal workforce from top to bottom. We offer specialized loans to employees across numerous agencies.
- Department of Agriculture (USDA)
- Department of Commerce (DOC)
- Department of Defense (DoD)
- Department of Education (ED)
- Department of Energy (DOE)
- Department of Health and Human Services (HHS)
- Department of Homeland Security (DHS)
- Department of Housing and Urban Development (HUD)
- Department of the Interior (DOI)
- Department of Justice (DOJ)
- Department of Labor (DOL)
- Department of State (DOS)
- Department of Transportation (DOT)
- Department of the Treasury (Treasury)
- Department of Veterans Affairs (VA)
- Environmental Protection Agency (EPA)
- Federal Communications Commission (FCC)
- Federal Emergency Management Agency (FEMA)
- Federal Reserve System (FRS)
- General Services Administration (GSA)
- National Aeronautics and Space Administration (NASA)
- National Institutes of Health (NIH)
- National Science Foundation (NSF)
- Office of Personnel Management (OPM)
- Small Business Administration (SBA)
- Social Security Administration (SSA)
- United States Agency for International Development (USAID)
- United States Postal Service (USPS)
States We Operate In
Alabama
Alaska
Arizona
California
Colorado
Connecticut
Delaware
District of Columbia
Florida
Georgia
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Maryland
Massachusetts
Michigan
Minnesota
Mississippi
Missouri
Montana
Nebraska
Nevada
New Jersey
New Mexico
North Carolina
North Dakota
Ohio
Oklahoma
Oregon
Pennsylvania
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Virginia
Washington
Wisconsin
Wyoming
Ready to Apply?
Start your application today and experience the convenience and benefits of allotment loans designed specifically for federal and postal employees.